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Ninety-nine benefit programmes. Every one with a place for a partner.
The complete catalogue of programmes Together and Stronger Member Services manages for Together and Stronger members — modelled on the largest affinity organisations, written for foreign-born households. Filter by category; each programme shows its status.
99 programmes · 6 live today · the rest onboarding as each partner signs
Flights home
Member fares on the corridors our communities actually fly — Latin America, the Caribbean, Africa, Asia and Europe.
Onboarding
Extra baggage
A free additional checked bag on partner airlines; worth more than a fare discount when you travel home carrying things.
Onboarding
Family group fares
Seats held for the December and summer peaks, when everyone travels at once and prices spike.
OnboardingLowest-fare travel desk
A desk that finds the lowest available rate on flights, hotels and cars anywhere in the world, in your language.
Onboarding
Hotels
5–15% off the best available rate at major economy and midscale chains, here and in your home country.
Onboarding
Car rental
Up to 35% off base rates with partner rental companies, plus upgrades on higher tiers.
Onboarding
Truck rental for moving
10–20% off moving-truck rentals.
OnboardingCar-sharing membership
A discount on annual car-share membership for households without a second car.
Onboarding
Cruises
Onboard credit and money off select cruises and river cruises.
OnboardingVacation packages & guided tours
Money off packages and group tours; a gift card with flight-inclusive packages.
OnboardingRail journeys
Member pricing on rail holidays and rail cruises.
OnboardingTravel insurance
Trip cancellation, medical cover abroad and baggage protection at group rates — especially for long family stays.
Onboarding
Medical evacuation membership
Discounted air-medical transport membership for members who travel or live between two countries.
Onboarding
Car shipping
Money off vehicle transport within the US and to partner ports abroad.
OnboardingPassport expediting
A discount on expedited passport and visa-support services.
OnboardingShipping & barrels
Member freight rates to the Caribbean, West Africa, Latin America and Southeast Asia.
Onboarding
Final expense & repatriation
Guaranteed-issue cover that pays the funeral home directly, here or at home. Bringing someone home is one of the heaviest costs a family can face, and almost no household has it ready.
Onboarding
Term life
Group-rate term cover through the association, up to a fixed amount without a medical exam on some tiers.
OnboardingPermanent life
Fixed-premium whole-life cover that builds value for the family.
OnboardingGuaranteed-acceptance life
No-exam cover for members who have been refused elsewhere.
Onboarding
Auto insurance
Carriers that write for foreign licences and thin credit files, without the penalty rate.
Onboarding
Homeowners, condo & renters
Member rates, with bundling discounts, for owners and renters.
OnboardingRV, boat, motorcycle & manufactured home
Specialist cover for the vehicles and homes mainstream carriers overlook.
Onboarding
Long-term care
Customisable long-term-care options for the parent you may one day care for.
OnboardingHospital indemnity
Cash benefits when a hospital stay puts a household under.
OnboardingPet insurance
A percentage off monthly premiums for the family pet’s lifetime.
Onboarding
Retirement income & annuities
Supplemental retirement income products that work whether you retire here or at home.
Onboarding
Prescription discount card
A free card usable at major pharmacies, with or without health insurance.
OnboardingPrescription home delivery
Member pricing on 90-day supplies delivered to the door, with pharmacists who speak your language.
Onboarding
Dental plans
Dental cover for members and family; no employer needed.
OnboardingVision plans & eyewear
A vision plan plus 20–50% off frames and lenses at partner opticians.
Onboarding
Hearing aids & hearing care
Free hearing tests and savings on hearing aids — for the parent living with you, or the one back home.
Onboarding
Telehealth
Speak to a doctor by phone or video, in your language, without an appointment.
OnboardingOnline therapy
A discount on the first month of online counselling, in several languages.
OnboardingHelp getting covered
Free, language-supported help enrolling in marketplace health coverage.
OnboardingHealth savings account
An HSA with discounted fees.
Onboarding
Gym network
Nationwide gyms at a flat monthly member rate with no enrolment fee.
Onboarding
Meal delivery
Half off the first order of prepared healthy meals, plus free shipping.
OnboardingWellness & brain-health tools
Free workout videos, recipe and meal-planning tools, and cognitive-fitness programmes.
Onboarding
Money transfers
Member rates to 130+ countries with the exchange-rate margin shown in full — over a year the biggest single saving on this list.
Onboarding
International calling
Calling and mobile plans priced for families on another continent.
Onboarding
Banking & credit building
Accounts that open with an ITIN and foreign identification, and credit-building tools for thin files.
OnboardingHigh-yield savings & CDs
A savings account with a member rate and no minimum; certificate options.
OnboardingCash-back credit card
Rewards on remittances, travel, fuel and groceries, designed to build credit history.
OnboardingRetirement accounts
An ITIN holder can open a retirement account; most households never learn that.
Onboarding
Tax preparation & ITIN filing
Member rates on preparation and filing, including ITIN applications and renewals.
OnboardingFinancial planning
A first session with a planner who understands two-country finances: sending home, saving here, retiring in either.
OnboardingWills, trusts & estate planning
A discount on wills, trusts and guardianship documents that account for family in two countries.
Onboarding
Student-loan & benefits tools
Free eligibility reviews for loan repayment programmes and public benefits.
OnboardingFinancial news & tools
Discounted premium market tools and free calculators.
OnboardingGroceries & markets
National chains plus the halal, Latino, Asian and African markets in your own neighbourhood.
OnboardingWeekly offers
New offers every Monday, sent by WhatsApp and updated automatically on the card.
OnboardingRetail & delivery membership
Money off annual shopping-and-delivery memberships.
OnboardingAppliances
10% or more off full appliance lines.
OnboardingClothing & footwear
Member discounts on footwear and apparel, online and in store.
OnboardingChildren & school
Clothing, shoes and school supplies for the whole household.
OnboardingFlowers, gifts & celebrations
25–30% off bouquets, food gifts and plants — here and to family at home.
Onboarding
Wine club
Money off the first order.
OnboardingShipping & packing supplies
Discounts on shipping and moving supplies.
OnboardingMemory-keeping
Money off a recorded family-memoir service, so grandparents’ stories are kept in their own voice.
OnboardingNational restaurant chains
10–20% off dine-in and to-go at partner casual, seafood, steakhouse, pizza and fast-casual chains.
OnboardingLocal restaurants
Restaurants signed by your own association — often owned by your own members.
Onboarding
Fuel rewards
Per-gallon savings and bonus points at partner stations.
OnboardingOil changes & service
15% off oil changes; member pricing on tyres and repairs.
OnboardingCar buying programme
Pre-negotiated pricing on new and used cars, with financing that considers thin credit files.
OnboardingRoadside assistance
Breakdown, jump start, lockout, tow — because a breakdown without cover is a day’s wages.
OnboardingDriver course & insurance discount
A US road-rules and defensive-driving course for drivers licensed abroad, designed to earn a filed insurance discount.
OnboardingCrash-assistance app
A free app with crash detection and driving insights.
OnboardingMember phone plan
A monthly plan built for households that call home — international minutes included, no contract, in your language.
Onboarding
Home internet
A monthly discount on home internet.
OnboardingComputers, tablets & devices
Discounts on laptops, tablets, phones and refurbished devices for students.
OnboardingHome warranty
Repair cover for appliances and systems at member rates.
Onboarding
Home security & medical alert
Monitored home security and personal alert systems at member rates.
OnboardingMoving services
10% off full-service movers; our members move more often than most.
OnboardingReal-estate rebate
A cash benefit when buying or selling with partner agents who work with ITIN buyers.
Onboarding
Device security & robocall blocking
Discounted antivirus and scam-call blocking.
Onboarding
Movie tickets
Up to 25% off cinema e-tickets.
Onboarding
Live events & concerts
15% off select sports and concert tickets, plus the cultural events of every community.
OnboardingTheme parks & attractions
Money off park tickets and local attractions — the benefit families notice.
OnboardingGenealogy & family history
A discount on family-history subscriptions.
OnboardingStreaming & games
Free games and streaming content in members’ languages.
OnboardingJobs board
Openings from partner employers who value multilingual staff.
OnboardingRésumé & interview help
Résumé review and interview practice in your language.
OnboardingOnline courses & skills
Free and member-priced courses: English, computer skills, licences and trades, small-business basics.
OnboardingCredential evaluation
Help getting a foreign degree, licence or qualification recognised here.
Onboarding
Small-business mentoring
Introductions to free mentoring and development centres, with follow-up.
OnboardingScam Watch
Alerts on the scams targeting our communities, sourced from the associations themselves.
LiveLabour rights & wage protection
What you are owed, who to report to, and a worker centre or legal aid that speaks your language.
LiveVetted legal help
A first consultation at a member rate with an attorney we have vetted, in your language.
OnboardingIdentity protection
Monitoring and recovery for the identity theft our members are most exposed to — ITIN and Social Security misuse.
OnboardingFraud helpline
A free helpline and resources for members who suspect a fraud.
OnboardingConsular Liaison Desk
What your consulate will and will not do when someone dies, the documents you need and the mistakes that cost families most.
LiveThe Mutual Aid Compact
The agreement associations sign so that help is organised across the network when a family faces the worst.
LiveMembers’ board
Announcements, events, job leads and requests for help — moderated, members and associations only.
LiveCaregiving across borders
Guides and support for the care you give from here: a parent’s medical care abroad, trusted caregivers at home, respite for yourself.
OnboardingMember rewards
Points for using benefits, attending your association, completing a guide or referring a member.
OnboardingMember bulletin & app
A monthly bulletin in your language, and the member app with the digital card, nearby events and benefits.
OnboardingVolunteering & advocacy
Chapters, events and a volunteer portal — including free tax-preparation programmes.
OnboardingMember card
A digital card for every person on the membership, including children — on the phone and in Apple Wallet or Google Wallet.
Live